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_Bond...James Bond
_Emeritus
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Post by _Bond...James Bond »

Gazelam wrote:If people can go a week on their food storage as opposed to grocery shopping, that's like an extra $250.00 for a Large Mormon family.

Also, how much can a family save a month if they lose the stupid cell phone, and cable tv. Not to mention owning a car, or surviveing on the old one as oposed to leaseing or trading in for a new model every 3-5 years.

Keeping up appearances or keeping up with the Joneses can realy suck up a budget.

Im just as guilty of this as anyone, but I know whats right even if I don't apply it like I should.


How many kids in a large Mormon family? If you're spending $1000 a month on food you have too many kids. Does 10% of that extra money also go to Salt Lake?
"Whatever appears to be against the Book of Mormon is going to be overturned at some time in the future. So we can be pretty open minded."-charity 3/7/07
_Gazelam
_Emeritus
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Post by _Gazelam »

10% before taxs, if that's what your asking.

I have a family of 5, and can spend $170.00 a week on groceries easy if I don't pay attention as I go through the aisles. I try to keep it a little lower.
We can easily forgive a child who is afraid of the dark; the real tragedy of life is when men are afraid of the light. - Plato
_harmony
_Emeritus
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Joined: Fri Oct 27, 2006 1:35 am

Post by _harmony »

Bond...James Bond wrote:
Gazelam wrote:If people can go a week on their food storage as opposed to grocery shopping, that's like an extra $250.00 for a Large Mormon family.

Also, how much can a family save a month if they lose the stupid cell phone, and cable tv. Not to mention owning a car, or surviveing on the old one as oposed to leaseing or trading in for a new model every 3-5 years.

Keeping up appearances or keeping up with the Joneses can realy suck up a budget.

Im just as guilty of this as anyone, but I know whats right even if I don't apply it like I should.


How many kids in a large Mormon family? If you're spending $1000 a month on food you have too many kids. Does 10% of that extra money also go to Salt Lake?


Gaz is right. (Did I just say that out loud?) It's not the tithing that causes the trouble; it's the keeping up with the Jones's. If you can't afford cable and a cell phone (an extra $150 easy each month), then get rid of them. If you can't buy it for cash, then don't buy it on a credit card and pay 19% interest. Too many Mormons think because they pay tithing, their financial dealings are all going to be blessed, which is bogus thinking. Sure, they've been led to think that by our leaders, but anyone who actually buys that line of bull deserves the mess they get themselves into. Mormons would be fine if they'd stop living beyond their means (anyone seen the homes on Recommend Ridge lately? The values start at a million bucks), stop trying to get rich quick without working for it, and stop believing that just because they pay their tithing their financial problems will go away. And one more thing: the age of the SAHM is gone, long gone. Anyone who thinks Mom can make enough money by staying home and running a home business is ripe for the same get-rich-quick schemes that are now just repackaged to appeal to the same greedy people who refuse to live within their means. The only way Mom can stay home with the kids nowadays is by cutting expenses.
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_Notoriuswun
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Posts: 107
Joined: Sat Dec 02, 2006 4:44 am

Post by _Notoriuswun »

harmony wrote:
Bond...James Bond wrote:
Gazelam wrote:If people can go a week on their food storage as opposed to grocery shopping, that's like an extra $250.00 for a Large Mormon family.

Also, how much can a family save a month if they lose the stupid cell phone, and cable tv. Not to mention owning a car, or surviveing on the old one as oposed to leaseing or trading in for a new model every 3-5 years.

Keeping up appearances or keeping up with the Joneses can realy suck up a budget.

Im just as guilty of this as anyone, but I know whats right even if I don't apply it like I should.


How many kids in a large Mormon family? If you're spending $1000 a month on food you have too many kids. Does 10% of that extra money also go to Salt Lake?


Too many Mormons think because they pay tithing, their financial dealings are all going to be blessed, which is bogus thinking. Sure, they've been led to think that by our leaders, but anyone who actually buys that line of bull deserves the mess they get themselves into.


Cognitive Dissonance, the Illustrative Guide
circa 2007
reproduced in part by Harmony Productions, a division of New Temple Square Inc.
_harmony
_Emeritus
Posts: 18195
Joined: Fri Oct 27, 2006 1:35 am

Post by _harmony »

Notoriuswun wrote:
harmony wrote:
Bond...James Bond wrote:
Gazelam wrote:If people can go a week on their food storage as opposed to grocery shopping, that's like an extra $250.00 for a Large Mormon family.

Also, how much can a family save a month if they lose the stupid cell phone, and cable tv. Not to mention owning a car, or surviveing on the old one as oposed to leaseing or trading in for a new model every 3-5 years.

Keeping up appearances or keeping up with the Joneses can realy suck up a budget.

Im just as guilty of this as anyone, but I know whats right even if I don't apply it like I should.


How many kids in a large Mormon family? If you're spending $1000 a month on food you have too many kids. Does 10% of that extra money also go to Salt Lake?


Too many Mormons think because they pay tithing, their financial dealings are all going to be blessed, which is bogus thinking. Sure, they've been led to think that by our leaders, but anyone who actually buys that line of bull deserves the mess they get themselves into.


Cognitive Dissonance, the Illustrative Guide
circa 2007
reproduced in part by Harmony Productions, a division of New Temple Square Inc.


LOL
_Notoriuswun
_Emeritus
Posts: 107
Joined: Sat Dec 02, 2006 4:44 am

Post by _Notoriuswun »

harmony wrote:
Notoriuswun wrote:
harmony wrote:
Bond...James Bond wrote:
Gazelam wrote:If people can go a week on their food storage as opposed to grocery shopping, that's like an extra $250.00 for a Large Mormon family.

Also, how much can a family save a month if they lose the stupid cell phone, and cable tv. Not to mention owning a car, or surviveing on the old one as oposed to leaseing or trading in for a new model every 3-5 years.

Keeping up appearances or keeping up with the Joneses can realy suck up a budget.

Im just as guilty of this as anyone, but I know whats right even if I don't apply it like I should.


How many kids in a large Mormon family? If you're spending $1000 a month on food you have too many kids. Does 10% of that extra money also go to Salt Lake?


Too many Mormons think because they pay tithing, their financial dealings are all going to be blessed, which is bogus thinking. Sure, they've been led to think that by our leaders, but anyone who actually buys that line of bull deserves the mess they get themselves into.


Cognitive Dissonance, the Illustrative Guide
circa 2007
reproduced in part by Harmony Productions, a division of New Temple Square Inc.


LOL


You were always one my favorites during my short time at FAIR...your attitude of live and let live is refreshing to say the least. Never change.
_asbestosman
_Emeritus
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Joined: Tue Nov 07, 2006 10:32 pm

Post by _asbestosman »

Bond...James Bond wrote:So bankruptcy is nailed down to sickness and being laid off? These events (sadly) happen all the time in America. Why does Utah have so many more bankruptcies than the rest of the US?

Asbestosman, does tithing has anything to do with Utah's bankruptcies?

Do you really think that if people in Utah made 11.111% more money that there'd really be less bankrupcies in Utah? I don't and I say that's because people live under certain expectations. It's not all about keeping up with the Jonses either. It's about having to live in the nice neighborhood with less crime and good schools. It's about tyring to have a reliable car and taking normal camping trips as well as trips to visit family. Things like this will stretch most people almost no matter how much they make. I think a bigger cause is that many people are underinsured.

Does tithing contribute at all? Yes, but I don't think it contributes very much. in my opinion a bigger factor is that families are bigger and start earlier (although Mormons are catching starting to match gentiles in this). I honestly think that if the people I know had 11.111% more money they put most of it into living in a nicer neighborhood with better schools, etc.
That's General Leo. He could be my friend if he weren't my enemy.
eritis sicut dii
I support NCMO
_beastie
_Emeritus
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Joined: Thu Nov 02, 2006 2:26 am

Post by _beastie »

Absolutely not paying tithing would keep a significant number out of bankruptcy. It's not going to keep EVERYONE out of bankruptcy, but probably enough to keep Utah from being number 1.

People who file bankruptcy normally are right on the edge - that extra money could keep them from falling off. Maybe it's not going to push them into total security, but it could keep them off the edge.

My parents don't have the type of problems that result in bankruptcy, but they're retired, well into their seventies, and still paying off a mortgage because they borrowed so much off of their home. They could have EASILY paid off their home and PLUS some if they hadn't paid tithing.

It's their choice, it makes them feel good about themselves and life....but it sure would be nice for them to have their home paid off in their retirement.

My sister and her husband hardly have anything set aside for retirement, yet have faithfully paid tithing and supported three of their sons on missions.

And it's not just 10% for the really active - I'd guess they pay at least 15%, factoring in fast offerings, building funds, missionary funds.

I just wish that I believed the church has used my family's money to help the poor rather than build fancy buildings.
We hate to seem like we don’t trust every nut with a story, but there’s evidence we can point to, and dance while shouting taunting phrases.

Penn & Teller

http://www.mormonmesoamerica.com
_Bond...James Bond
_Emeritus
Posts: 4627
Joined: Tue Nov 07, 2006 4:49 am

Post by _Bond...James Bond »

asbestosman wrote:Do you really think that if people in Utah made 11.111% more money that there'd really be less bankrupcies in Utah? I don't and I say that's because people live under certain expectations. It's not all about keeping up with the Jonses either. It's about having to live in the nice neighborhood with less crime and good schools. It's about tyring to have a reliable car and taking normal camping trips as well as trips to visit family. Things like this will stretch most people almost no matter how much they make. I think a bigger cause is that many people are underinsured.

Does tithing contribute at all? Yes, but I don't think it contributes very much. in my opinion a bigger factor is that families are bigger and start earlier (although Mormons are catching starting to match gentiles in this). I honestly think that if the people I know had 11.111% more money they put most of it into living in a nicer neighborhood with better schools, etc.


Tithing isn't the only factor, for sure. Utah is something of a perfect storm of bankrupcty. Tithing and kids at a young age (before 25-28) is a bad combination (besides trying to live a decent life with some comforts). I've been looking and haven't found anything on the breakdown of bankrupcties by age. I'd be interested to know how many are young people (younger than 35 or so).
"Whatever appears to be against the Book of Mormon is going to be overturned at some time in the future. So we can be pretty open minded."-charity 3/7/07
_asbestosman
_Emeritus
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Post by _asbestosman »

I forgot to mention something. When I was at BYU, my wife went to a financial something-or-rather for the married student ward. Of course the first thing to financial success is paying tithing, but they cautioned that this does not mean you should continue spending as though you hadn't paid tithing. In fact they person in charge of the meeting speculated that one potential pitfal for man faithful LDS is that lenders will not take tithing into account when figuring out how big a loan you can handle.

So if tithing is indeed a sacrifice, why on earth is it the first step to financial success? I'm not sure, but I think in paying tithing you actually have to look at your funds so you can calculate an honest 10%. That encourages you to better plan. Also the willingness to pay tithing would indicate a willingness to settle for less luxuries. Carpool or take the bus. Eat out less. Live in a smaller home (hey, a century or two ago they lived in smaller homes, why not now?).
That's General Leo. He could be my friend if he weren't my enemy.
eritis sicut dii
I support NCMO
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