From: Banking While Black

[K Graham]

Because not only are black people in today's America still expected to tolerate racism, they're also expected to act subdued.

What? Why do you assume this is because of black-ness?

Based on all the available information, this is the only explanation that makes any sense.

I'm a 60 year old white liberal and this has happened to me about a dozen times in my life.

No it hasn't. Why would you lie about this? You expect people to believe you've been reprimanded and handcuffed to a bank chair "a dozen times" after your own bank assumed you were a criminal?

So then, what?

What nothing, because you're lying.

There are no facts-in-evidence about this case that plausibly leads to the conclusion over all over other plausible conclusions that this was race based.

There are plenty of facts if you have your head on straight.

There are several variables a bank has to deal with.

Uh huh. Here comes the rationalization and excuse making. Why do you give the bank the benefit of the doubt that we're missing out on crucial "variables" when the bank refused to speak to reporters? Why do you give them the benefit of the doubt when the bank manager flat out lied to the cops about having first called the employer? He called the employer only after he called the cops.

Radical leftoid activists...

Nothing radical about using your common sense. And you always want me to believe you're a "liberal"? Hardly, but why would that matter at all?

radical leftoid agenda.

David Duke and Sean Hannity couldn't have said it better.

Shame on you.

Shame on you for coming to the Super Spirit Paradise forum just to lie.

[Res Ipsa]

Split thread and moved split to Paradise, FR 3

[K Graham]

Being accused of racism then "Shame on you" is kosher Celestial discourse that "adresses the ideas not the person"? Unbelievable two idiots can go to that forum and just flat out lie about having the "same thing" happen to them. They lie like this so they can then say "see it has nothing to do with race."

[K Graham]

‘Banking While Black’: More customers share stories of suspected discrimination

5 INVESTIGATES recently obtained video recorded by officers’ body-worn cameras that show what happened after Joe Morrow walked into a U.S. Bank branch in Columbia Heights last year.

The bank manager questioned Morrow, according to police reports, because the bank had received several other fraudulent checks.

As first reported this week, Morrow’s paycheck was real, and the video shows the bank manager did not call to verify that fact until after police arrived and put the 23-year-old Black man in handcuffs.

“I kept saying my check is not fake and I work for this company, and he said, ‘well, prove it,” Morrow said.

U.S. Bank disputed Morrow’s allegations of racial profiling but agreed to a confidential settlement two weeks after 5 INVESTIGATES started asking questions about the incident.

“I just sat there.”

Some of the details of Morrow’s case are remarkably similar to what happened to another Black man, Sauntore Thomas, at a Detroit area bank in January 2020.

Thomas was trying to deposit and cash settlement checks from a workplace discrimination case when staff at then TCF Bank called the police.

“They assumed that I had a fraudulent check,” Thomas told ABC TV station WXYZ. “I just sat there. I didn’t get excited. I didn’t get loud… I was very composed even though it was a very stressful situation to be in.”

A spokesperson for TCF Bank issued an apology at the time, and Thomas reportedly reached an agreement with the bank out of court.

“These things are happening”

John Pittman III says staff at a San Diego area Bank of America branch told him they called police when he tried to cash a large insurance check after a car accident.

Pittman says he had additional paperwork from the settlement, two forms of ID, and his insurance agent on the phone, but it wasn’t enough to avoid suspicion because the check did not have the “III” suffix after his last name.

“The assistant manager goes away again and comes back and says, ‘we’ve alerted the authorities,'” Pittman said. “I understand them checking, but when she said they’ve notified authorities? That was just totally uncalled for.”

After filing a consumer complaint with the Better Business Bureau, Pittman says someone with the bank followed up to tell him staff never made the call to authorities.

“She came back and said, ‘oh, well, the manager who was there says that they didn’t really call the police… They pretended they were just to get you to leave,'” Pittman recalled.

He says hearing of Joe Morrow’s experience in Minnesota only reinforces his belief that his story and others need to be told.

“Some people have said, ‘oh well, if you’re not doing anything wrong, police would never be involved.’ That’s not true at all,” Pittman said. “It’s important for the public to know these things are happening.”

Limited progress

Samuel Myers, Jr. has researched racial disparities in banking for more than 30 years during his time as a professor at the University of Minnesota.

He says the experiences of Black customers are nothing new but is glad they are now coming to light.

“These kinds of phenomena exist. The difference in Minnesota is that it’s really hard for people in Minnesota to interpret this,” Myers said. “The point is that you don’t have to be a conscious, insidious, hostile bigot in order to engage in actions that have a discriminatory effect.”

Advocates such as Hudson Munoz with the Committee for Better Banks in Washington, D.C., say they have made some progress in recent years with increased dialogue and accountability, but there is more work to be done.

“Banks need to be transparent about the work that they’re doing to address how bias leads to mistrust,” Munoz said. “The conversations are happening now, but it’s not going to be a quick fix, and it certainly isn’t helped by a bank teller calling the police on a customer who is trying to cash a check.”

The bank continues to deny that Morrow was treated differently because he is Black.

“After a thorough internal investigation, there is nothing to indicate that the customer’s race or ethnicity played a factor in the service he received at this branch,” U.S. Bank spokesperson Lee Henderson said last week.

There is no reliable data to indicate how often incidents of suspected discrimination are happening at banks — many cases are either not reported at all or are settled out of court and out of public view.

Joe Morrow’s encounter with police at U.S. Bank in Columbia Heights only became public because he consented to the release of the body camera video to 5 INVESTIGATES two weeks before agreeing to a confidential settlement with the bank.

Bank manager, John Askwith, declined to sign the same body camera release form.

As a result, state law required police to blur and mute Askwith in the video, so he cannot be heard in a final exchange that shows him speaking and gesturing to Morrow before finally cashing his paycheck.

“(The manager) said, ‘I know you’re mad at me and frustrated, but whatever happens to me happens to me.'” Morrow said. “So, he knew what he did was messed up.”

[K Graham]

This is hardly an isolated incident.

‘Banking While Black’: How Cashing a Check Can Be a Minefield

Black customers risk being racially profiled on everyday visits to bank branches. Under federal laws, there is little recourse as long as the banks ultimately complete their transactions.

Clarice Middleton shook with fear as she stood on the sidewalk outside a Wells Fargo branch in Atlanta one December morning in 2018. Moments earlier, she had tried to cash a $200 check, only to be accused of fraud by three branch employees, who then called 911.

Ms. Middleton, who is black, remembers thinking: “I don’t want to die.”

For many black Americans, going to the bank can be a fraught experience. Something as simple as trying to cash a check or open a bank account can lead to suspicious employees summoning the police, causing anxiety and fear — and sometimes even physical danger — for the accused customers.

There is no data on how frequently the police are called on customers who are making legitimate everyday transactions. The phenomenon has its own social media hashtag: #BankingWhileBlack.

Most people who experience an episode of racial profiling don’t report it, lawyers say. Some find it easier to engage in private settlement negotiations. The few who sue — as Ms. Middleton did — are unlikely to win in court because of loopholes in the law. Now, the police killing of George Floyd in Minneapolis, which set off nationwide protests against systemic racism, is prompting more people to speak up.

Ms. Middleton had gone to the Wells Fargo branch in Druid Hills, a wealthy, mostly white neighborhood in Atlanta, to cash a refund for a security deposit from a real estate company that had an account with the bank. Three bank employees examined the check and her identification, but refused to look at the additional proof Ms. Middleton offered. They declared the check fraudulent, and one employee called the police, according to her lawsuit.

[K Graham]

Man jailed for cashing Chase check at Chase Bank