Re: the uninsured motorist reality
Posted: Wed Jul 15, 2020 9:46 pm
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The Louisiana law you are referring to requires purchasing insurance that covers up to $15,000 in single person bodily injury liability. You said the medical bills for this person costed 500k even before you get to the long-term disability. Even if this driver had insurance, it wouldn't begin to cover the expenses involved.ajax18 wrote: ↑Wed Jul 15, 2020 9:40 pmI thought that was why they forced people to purchase automobile insurance but apparently they don't. That's the reality of uninsured motorist. It costs less to pay the ticket than purchase the insurance.At the end of the day, the underlying issue is your friend had something unlucky happen to him. The person responsible for the accident lacked the means to pay for the long-term economic damages, and no lawsuit is going to squeeze blood from a stone.
As always. The double standard of this ridiculous law that everyone purchase car insurance and insurance for those who refuse to purchase it has amazed me since I was 5 years old and first learned about it.What you need to realize is that your motorcycle-riding buddy bears most of the blame for this:
So why even have the law force people to purchase car insurance?The Louisiana law you are referring to requires purchasing insurance that covers up to $15,000 in single person bodily injury liability. You said the medical bills for this person costed 500k even before you get to the long-term disability. Even if this driver had insurance, it wouldn't begin to cover the expenses involved.
And you've never answered my question about what exactly does it mean that the car may be impounded. Who decides whether it's impounded and why? Do you not know or are you just unwilling to address the question?EAllusion wrote: ↑Wed Jul 15, 2020 9:49 pmThe Louisiana law you are referring to requires purchasing insurance that covers up to $15,000 in single person bodily injury liability. You said the medical bills for this person costed 500k even before you get to the long-term disability. Even if this driver had insurance, it wouldn't begin to cover the expenses involved.
The case you are referring to is an outlier in terms of accident-related injury expense. Insurance provides cushion for more common cases. It's just math. Ask Analytics to break out one of his tables.ajax18 wrote:
So why even have the law force people to purchase car insurance?
Where's the law that says it is illegal to to "disrespect a police officer?" Where does it set up the police officer as the judge, jury, and executioner for violating that law?ajax18 wrote: But yes, we're all ultimately responsible for our own lives. Try telling that to Black Lives Matter demanding to be able to resist arrest and disrespect police officers and walk away unscathed without any consequence.
What double standard?ajax18 wrote: ↑Wed Jul 15, 2020 9:55 pmAs always. The double standard of this ridiculous law that everyone purchase car insurance and insurance for those who refuse to purchase it has amazed me since I was 5 years old and first learned about it.What you need to realize is that your motorcycle-riding buddy bears most of the blame for this:
But yes, we're all ultimately responsible for our own lives. Try telling that to Black Lives Matter demanding to be able to resist arrest and disrespect police officers and walk away unscathed without any consequence. Changing the world is impossible even for them. As my late Uncle always said, "You have to adjust yourself to the world, the world is not going to adjust to you."
We're talking about being responsible for your own life. If this man bears the blame for what this woman did to him, than surely these people who push the limits and incite violence with police officers bear some personal responsibility for their situation as well.Where's the law that says it is illegal to to "disrespect a police officer?" Where does it set up the police officer as the judge, jury, and executioner for violating that law?