'Stay out of debt' hypocrisy...

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_Drifting
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'Stay out of debt' hypocrisy...

Post by _Drifting »

The Church spends a lot of column inches advising people to stay out of debt.

Why then, does LDS Philanthropies encourage people to make regular monthly donations using their credit card?

Automated donations simplify the donation process for donors. Transactions can be changed or stopped at any time. There are two ways to automate your donation transactions online:

Recurring credit card donations
Recurring bank account donations or ACH
Recurring credit card donations

To set up a recurring credit card donation:

Select a donate online link on the site.
Choose the recipient for your donation (example: BYU-Hawaii Scholarships or Latter-day Saint Charities - Wheelchairs).
Choose the "monthly" option.
After you fill in your donor information, select Credit Card as your payment type.
(ldsphilanthropies.org)
“We look to not only the spiritual but also the temporal, and we believe that a person who is impoverished temporally cannot blossom spiritually.”
Keith McMullin - Counsellor in Presiding Bishopric

"One, two, three...let's go shopping!"
Thomas S Monson - Prophet, Seer, Revelator
_subgenius
_Emeritus
Posts: 13326
Joined: Thu Sep 01, 2011 12:50 pm

Re: 'Stay out of debt' hypocrisy...

Post by _subgenius »

Drifting wrote:The Church spends a lot of column inches advising people to stay out of debt.

Why then, does LDS Philanthropies encourage people to make regular monthly donations using their credit card?

Automated donations simplify the donation process for donors. Transactions can be changed or stopped at any time. There are two ways to automate your donation transactions online:

Recurring credit card donations
Recurring bank account donations or ACH
Recurring credit card donations

To set up a recurring credit card donation:

Select a donate online link on the site.
Choose the recipient for your donation (example: BYU-Hawaii Scholarships or Latter-day Saint Charities - Wheelchairs).
Choose the "monthly" option.
After you fill in your donor information, select Credit Card as your payment type.
(ldsphilanthropies.org)


how does any of this promote people to be fiscally irresponsible?
how does this discourage people from living within their means?
how does this deter people from being free from debt?

I failed to see where LDS phils expects people to spend money they "don't have" or "can't afford".
Seek freedom and become captive of your desires...seek discipline and find your liberty
I can tell if a person is judgmental just by looking at them
what is chaos to the fly is normal to the spider - morticia addams
If you're not upsetting idiots, you might be an idiot. - Ted Nugent
_Drifting
_Emeritus
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Joined: Thu Oct 27, 2011 10:52 am

Re: 'Stay out of debt' hypocrisy...

Post by _Drifting »

subgenius wrote:I failed to see where LDS phils expects people to spend money they "don't have" or "can't afford".


Yeah I know...

Here let me help you

A credit card is different from a charge card: a charge card requires the balance to be paid in full each month. In contrast, credit cards allow the consumers a continuing balance of debt, subject to interest being charged.


You're welcome.

(p.s. Hope you're well mate)
“We look to not only the spiritual but also the temporal, and we believe that a person who is impoverished temporally cannot blossom spiritually.”
Keith McMullin - Counsellor in Presiding Bishopric

"One, two, three...let's go shopping!"
Thomas S Monson - Prophet, Seer, Revelator
_subgenius
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Posts: 13326
Joined: Thu Sep 01, 2011 12:50 pm

Re: 'Stay out of debt' hypocrisy...

Post by _subgenius »

Drifting wrote:A credit card is different from a charge card: a charge card requires the balance to be paid in full each month. In contrast, credit cards allow the consumers a continuing balance of debt, subject to interest being charged.

emphasis mine
but it does not "require" it...only allows for it...are we not counseled to pay such things off and thus not carry that debt in the first place?
Seek freedom and become captive of your desires...seek discipline and find your liberty
I can tell if a person is judgmental just by looking at them
what is chaos to the fly is normal to the spider - morticia addams
If you're not upsetting idiots, you might be an idiot. - Ted Nugent
_Drifting
_Emeritus
Posts: 7306
Joined: Thu Oct 27, 2011 10:52 am

Re: 'Stay out of debt' hypocrisy...

Post by _Drifting »

subgenius wrote:
Drifting wrote:A credit card is different from a charge card: a charge card requires the balance to be paid in full each month. In contrast, credit cards allow the consumers a continuing balance of debt, subject to interest being charged.

emphasis mine
but it does not "require" it...only allows for it...are we not counseled to pay such things off and thus not carry that debt in the first place?


But, your honour, do you not agree that credit cards lead to the temptation of debt?
In which case, the Lords one true Church should have nothing to do with it.

It would be like Deseret Enterprises selling Victoria's Secret merchandise alongside the Endowment robes...
“We look to not only the spiritual but also the temporal, and we believe that a person who is impoverished temporally cannot blossom spiritually.”
Keith McMullin - Counsellor in Presiding Bishopric

"One, two, three...let's go shopping!"
Thomas S Monson - Prophet, Seer, Revelator
_malkie
_Emeritus
Posts: 2663
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Re: 'Stay out of debt' hypocrisy...

Post by _malkie »

Drifting wrote:...

It would be like Deseret Enterprises selling Victoria's Secret merchandise alongside the Endowment robes...

... or instead of ...
You may have hit on a method of encouraging attendance at the temple. (;=)
NOMinal member

Maksutov: "... if you give someone else the means to always push your buttons, you're lost."
_Themis
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Re: 'Stay out of debt' hypocrisy...

Post by _Themis »

Drifting wrote:The Church spends a lot of column inches advising people to stay out of debt.

Why then, does LDS Philanthropies encourage people to make regular monthly donations using their credit card?



I can't see where the church is being hypocritical here. I know the church advises against having credit card debt, but I don't remember them preaching against having credit cards, since they are an acceptable method of payment.
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_subgenius
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Re: 'Stay out of debt' hypocrisy...

Post by _subgenius »

Drifting wrote:But, your honour, do you not agree that credit cards lead to the temptation of debt?

I do not agree. The temptation exists before the credit card does.
your logic would conclude that the grocery store leads to the temptation of gluttony. Or even that harvest time leads to a temptation of hoarding...and thus should be considered bad...an amusing line of reason but not supportive of your case.
Drifting wrote: It would be like Deseret Enterprises selling Victoria's Secret merchandise along
side the Endowment robes...

which, clearly, they do neither.

remind me to start a thread about my ongoing power struggle in PEC with the Bishopric (recall that I am an EQP), you may find it amusing.
Seek freedom and become captive of your desires...seek discipline and find your liberty
I can tell if a person is judgmental just by looking at them
what is chaos to the fly is normal to the spider - morticia addams
If you're not upsetting idiots, you might be an idiot. - Ted Nugent
_Drifting
_Emeritus
Posts: 7306
Joined: Thu Oct 27, 2011 10:52 am

Re: 'Stay out of debt' hypocrisy...

Post by _Drifting »

subgenius wrote:remind me to start a thread about my ongoing power struggle in PEC with the Bishopric (recall that I am an EQP), you may find it amusing.



I had forgotten that.

Consider this your reminder!
“We look to not only the spiritual but also the temporal, and we believe that a person who is impoverished temporally cannot blossom spiritually.”
Keith McMullin - Counsellor in Presiding Bishopric

"One, two, three...let's go shopping!"
Thomas S Monson - Prophet, Seer, Revelator
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