I think that's a pretty good idea, Wade. I doubt it will fly, since the Church seems to not like spending money that actually goes towards legitimately helping anybody, but I like what you suggest here.
You far overstate this. While I may thing the Church might do more in some areas focusing on humanitarian aid and so forth it is foolish to state they do not like spending money that actually goes to helping anyone. First, the Church does believe temples and Church buildings assist in helping one obtain salvation. Church's after all are in the salvation business.
Second, the Church does much to assist people. They have the humanitarian aid fund, the humanitarian center in SLC (Which you should visit if you have not) Fast Offering Funds that go towards assisting the poor of a ward directly, timely aid in disasters-who is almost always the first on on such scene with spearhead units? The list goes on.
You are simply wrong in our assessment above.